Some of the Corporate Houses desire a special Network of Hospitals to be created to provide cashless facility to their employees and their dependents covered under the policy. In view of the assured clientele our Medical Services team negotiates specially agreed discounted rates at the specified hospitals. These hospitals also agree to provide them priority in admissions. These are called Preferred Provider Network hospitals. If the policy holder /insured wishes to avail treatment in any of the other hospital, cashless facility will not be available even though the hospital is in our Network. You will have to apply for reimbursement after settling the hospital bills yourself.
Your policy also may not allow even reimbursement claims from Non-network Hospitals – Please check.